ZHANG, Boyu. Analysis of Commer cial Banks’ Digital Transformation Driven by Fintech. Science and Technology of Engineering, Chemistry and Environmental Protection, [S. l.], v. 4, n. 1, p. 14922, 2026. DOI: 10.61173/3fa4c817. Disponível em: https://stecep.deanfrancis.press/article/view/283. Acesso em: 4 nov. 2026.